does not charge a fee for setting up a cash gift Fund, however a 5% handling fee will be deducted from transactions made through a Cash Gift Fund. PayPal will separately deduct their standard fees for processing contributions made with credit cards. 

*PayPal’s transaction fees for a U.S. Account is 2.5% per transaction (i.e. $2.50 for a $100 contribution to your cash gift account). This fee will be deducted from the amount contributed on each transaction.